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Multinational Insurance Solutions

Whether you operate in two countries or 100, we equip you to do business with confidence and consistency.

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Why choose AIG for Multinational Insurance?

For several decades, AIG has been a trusted partner for customized and seamless multinational insurance solutions. Our experience, support, and global connections provide the tools necessary to do business where and with whom you need, with the right protections in place. As your business evolves, you can count on AIG’s exceptional breadth of products, local market knowledge, and outstanding claims service across our global network.

When you partner with AIG, you get:

  • Capacity to meet your risk challenges and evolving needs
  • Accurate, timely and compliant policy issuance
  • Risk management strategies and captive fronting solutions
  • Valuable real-time insights and local knowledge
  • Expertise that knows no borders
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The AIG Advantage

Find out why clients and brokers choose to partner with AIG Multinational for their global insurance programs, from our ‘One AIG’ team of over 500 dedicated Multinational professionals, to our seamless and globally consistent service delivery, and our market-leading tools and digital technology.

Explore the Multinational capabilities digital brochure and the NEW two-page summary brochure to discover what really sets AIG Multinational apart.

Integrated “One AIG” Team

Dedicates 500+ experienced Multinational service professionals including Underwriting, Legal, Operations, and Claims experts within one global team.

Robust Expertise & Service

Deploys a comprehensive set of Multinational products with capabilities ranging from traditional risks to highly specialized offerings, across most major lines of business.

Leading Tools and Technology

Creates a customized Client Brief aligning timelines and accountabilities with structuring rationale, compliance considerations, territorial analysis, and key documentation requirements.

AIG’s dedicated team promotes collaboration across functions and geographies to ensure clients’ ease of doing business around the world:

  • Provides local coverage in over 215 territories, keeping clients protected across borders.
  • Supports clients’ global risk strategies with an award-winning captive fronting team with direct underwriting authority.

Our experts provide a seamless, globally consistent client experience:

  • Assigns Multinational service experts to each client, enabling consistent end-to-end execution, from timely policy issuance to efficient premium and claims payments.
  • Empowers 5,500+ claims professionals worldwide to provide quick local response and central coordination.

To enable our clients to make well-informed global insurance decisions, we combine people, process, and technology:

  • Dedicates Legal and Business Intelligence specialists with expertise on regulatory, capital and tax considerations, market developments, and risk trends.
  • Offers leading digital platforms with real-time data including claims analysis, premium settlement, risk management and policy details.

Latest Podcasts

The Multinational Insights with AIG podcast brings together experts, both within and outside of AIG, to discuss the most pressing issues related to the complexities of multinational insurance placements around the world.

Multinational Insights with AIG

Key Considerations to Multinational Insurance Placements

Listen to AIG Deputy General Counsel David Halperin address key considerations related to compliance, contract certainty, cross-border claims handling, different approaches to placements, as well as a few specific topics often raised by our internal and external constituents.

Listen to Podcast

Advantages in Action

Challenge

A global pharmaceutical client responsible for testing new medicines and vaccines used in the fight against COVID-19, required a fronted global program in approximately 100 countries. The timely issuance of cover was critical to the ongoing clinical trials.

Solution

AIG Multinational quickly assembled a global team of experts to meet the aggressive timeline required, working in close coordination with the client and broker.

AIG Benefit

All necessary evidence of cover across the 100 countries executed in required timeframes, avoiding coverage interruptions to the client’s core business operations.

Challenge

After a period of heavy rain and flooding in Indonesia, a global hospitality client’s hotel was closed after being inundated with mud, sand and silt.

Solution

As a result of pre-loss claims planning and risk prevention services, AIG claims and risk engineering experts were quickly on the scene to arrange for the rapid deployment of a professional restoration company.

AIG Benefit

The hotel was completely cleaned, sanitized, and reopened before any other in the area, allowing our client to minimize downtime and capitalize on the increased business following this catastrophic event.

Challenge

A global recycling company was seeking an alternative risk solution that would not only allow it to overcome capacity challenges, but also to provide legally required evidence of coverage in all 17 territories of operation.

Solution

A customized fronting placement in line with each jurisdiction’s regulatory requirements and local market practices across the client’s global locations.

AIG Benefit

The client can evidence full coverage in a globally compliant structure that supports and benefits its business model and provides confidence that its exposures are covered under the global program.

Navigating Multinational Risks

AIG Multinational at a Glance

We have the breadth and ingenuity to meet virtually any risk challenge. Our capabilities range from traditional risks to highly specialized offerings.

500+ experienced dedicated Multinational service professionals including Underwriting, Legal, Operations and Claims experts in one global team, partnering with Distribution, Finance and top-tier local insurers

Dedicated Multinational Client Executives for assigned clients enabling consistent execution of tailored solutions

Local coverage in over 215 territories keeping clients protected across borders

Protecting over 8,000 Multinational clients, with 52,000 policies issued in 2021

A Focus on Service

You may access current state forms, posters, required Notices and other documentation here by selecting your claim handling organization, UW company name and then selecting the State.

myAIG Client Portal

Take advantage of our online account management tool, which has everything you need to keep your multinational insurance program running at its best, right from your desktop.

myAIG Client Portal Overview

Log in to myAIG

Timely Policy Issuance and Contract Certainty: Multinational End to End Journey

The best executed multinational programs rely on preparation and accountability across all parties.That’s why AIG has designed a collaborative, technology-enabled process that delivers expert program design, contract certainty, and puts our clients first.

Learn more (PDF)

Fronting and Captive Services

When multinational companies face unconventional exposures, AIG’s highly customized fronting programs, rent-a-captive facilities, and captive management services offer extraordinary flexibility.

Learn more

Watch: More about AIG and Multinational Coverage

Managing Risks Around the World

Watch how AIG partners with clients around the globe to deliver unparalleled solutions.

Helping Clients Recover and Rebuild

When catastrophe strikes, AIG is there to help you rebuild as quickly as possible.

Brokers: Meet Your AIG Team

View contact information for AIG’s national product and distribution teams.

Downloadable Materials

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aig-multinational-highlight-sheet.pdf
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Multinational Highlight Sheet

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Multinational Capabilities Digital Brochure

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Captive Fronting Solutions Brochure

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Multinational Captive Fronting Capabilities Brochure

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Multinational Captive Claims Handling Brochure

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Multinational Client Executive Infographic

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Six Considerations for a Multinational Insurance Program

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How to Build a Multinational Program Whitepaper

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myAIG Marsh Single Sign On

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myAIG Willis Towers Watson Single Sign On

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Understanding the Financial Interest Clause (March 2020)

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Financial Interest Clause FAQs

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AIG Multinational End to End Journey Brochure

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Marine Multinational Product Flyer

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aig-multinational-energy-summary-sheet.pdf
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Energy Multinational Product Flyer

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environmental-liability-multinational-summary-sheet.pdf
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Environmental Liability Multinational Product Flyer

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aig-multinational-trade-credit-summary-sheet.pdf
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Trade Credit Multinational Product Flyer

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property-multinational-summary.pdf
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Property Multinational Product Flyer

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casualty-multinational-summary-sheet.pdf
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Casualty Multinational Product Flyer

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aig-multinational-financial-lines-summary-sheet.pdf
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Financial Lines Multinational Product Flyer

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aig-multinational-legal-summary-sheet.pdf
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Multinational Legal Summary Sheet

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accident-and-health-multinational-summary-sheet.pdf
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Accident & Health Multinational Product Flyer

What is Multinational Insurance?

Multinational insurance takes into account country-specific regulations and risk factors for companies that do business in more than one country. When a company establishes operations in a new territory, there are typically new challenges – language barriers, local laws, customs, to name a few. Globalization, technology and supply chains that span several countries create unique risk factors and distinct coverage needs.

This data is for informational purposes only and does not constitute financial, tax or legal advice. It is not intended to be exhaustive and is subject to ongoing change. No warranty or representation is made as to its accuracy and under no circumstances shall AIG or any party involved in creating, producing or delivering this data be liable for any direct, incidental, consequential, indirect, or punitive damages resulting from its use.

The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the standard form of policy for a description of the scope and limitations of coverage.

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